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Best checkout & cart platforms in 2026

On score, Ticket Tailor comes out on top: no subscription and no percentage commission, just a small flat fee per paid ticket, with free-entry tickets at no cost. It's built for selling event tickets, though, not digital products. If you sell downloads, courses or software, compare Payhip (free to start, 5% per sale on the free plan and 0% on Pro), Lemon Squeezy (5% + 50¢ per sale, with global tax handled for you) and SamCart (high-converting checkouts and one-click upsells for a flat monthly price with a 0% platform fee).

The right pick really turns on your fee math. Flat-rate carts (SamCart, SendOwl, PayKickstart, Stan Store) charge a fixed monthly price and take 0% of sales, so they win at higher volume. Merchant-of-record platforms (Lemon Squeezy, Paddle, FastSpring) charge ~5-6% per sale but handle global tax and VAT for you, ideal for software when compliance matters more than margin.

14 tools compared, with prices checked against each vendor's pricing page.

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Our top pick: Ticket Tailor

Best overall fit for a typical checkout tools buyer. Here's why, and when something else wins.

Top pick

Ticket Tailor

Low-cost event ticketing that charges a small flat per-ticket fee with no commission on revenue.

Free plan

Why it fits: Highest TryToolFit score in this category (4.3 of 5). Best for: Organizers with an existing audience.

From Free
Score
Txn fee ~$0.65 per paid ticket
  • Among the lowest costs, no % commission
  • Every feature on all plans
  • No event discovery marketplace
Organizers with an existing audienceRecurring community events

Quick pick by situation

  • You want the highest-converting checkout with upsells and no sales fee SamCart
  • You'd rather pay once and never see a monthly bill ThriveCart
  • You sell software/SaaS and need global tax handled for you Lemon Squeezy
  • You sell from a social link-in-bio on a tiny budget Stan Store
  • You just need reliable digital file and license-key delivery SendOwl

All 14 checkout tools compared

Tool Score From Free Txn fee Best for Visit
Ticket Tailor Top pick Low-cost event ticketing that charges a small flat per-ticket fee with no commission on revenue.
Free Lowest ✓ ~$0.65 per paid ticket (no % commission) Organizers with an existing audience Visit
Payhip Sell courses, downloads and memberships free. Pay only a small fee per sale.
Free Lowest ✓ 5% (Free); 2% (Plus); 0% (Pro) Creators selling downloads or simple courses Visit Payhip (affiliate link, opens in a new tab)
Lemon Squeezy Merchant-of-record checkout that handles global tax and VAT for digital products.
Free Lowest ✓ 5% + 50¢ per sale (merchant of record) SaaS and software sellers wanting tax handled Visit
FastSpring Enterprise merchant of record for selling software and SaaS globally.
Free Lowest ✓ ~5.9% + 95¢ per sale (merchant of record) Software and SaaS companies selling worldwide Visit
Paddle All-in-one merchant of record for SaaS billing, tax and global payments.
Free Lowest ✓ 5% + 50¢ per sale (merchant of record) SaaS companies selling globally Visit
Stan Store Link-in-bio storefront for creators to sell digital products and bookings.
$25 No 0% platform fee (only Stripe/PayPal processing) Instagram/TikTok creators selling from a bio link Visit
Whop All-in-one platform to sell digital products, memberships, and gated communities
Free Lowest ✓ 2.7% + $0.30 card processing Creators selling gated Discord/Telegram communities Visit
Sellfy Launch a storefront for digital products, courses and subscriptions in minutes.
$22 No 0% Creators selling downloads and simple courses Visit
ThriveCart Checkout cart with upsells, bump offers and affiliate management, now sold as a monthly subscription that bundles ThriveCart Academy.
$47 No 0% platform fee (only Stripe/PayPal processing) Creators wanting to own their cart outright Visit
SamCart Conversion-focused checkout pages with 1-click upsells and zero platform fees.
$59 No 0% platform fee (only Stripe/PayPal processing) Course and digital-product sellers optimizing conversion Visit
Podia Simple all-in-one for solo creators: courses, downloads, email, and community.
$42 No 5% (Mover); 0% on Shaker and up Solo creators and teams of one Visit
SendOwl Simple flat-rate checkout for digital downloads with no revenue cut.
$32.5 No 0% (flat monthly plans, no revenue share) Sellers of ebooks, files and license-key software Visit
PayKickstart Subscription-and-affiliate checkout platform with no revenue share.
$99 No 0% (flat monthly plans, no revenue share) Subscription and SaaS-style digital sellers Visit
Gumroad Sell digital products and courses with no monthly fee. Pay per sale.
Free Lowest ✓ 10% + $0.50 per direct sale (plus processing) Indie creators selling ebooks, templates, and lightweight courses Visit

Score is our composite of independent user ratings, value, and feature breadth (how we score). Prices are entry-tier estimates; verify current pricing on each site.

What you'll actually pay

Most plans here are flat-rate, so the monthly price stays the same as you scale. Here's the comparison:

Checkout & carts: monthly cost

These plans are flat-rate, but sales fees aren't. Drag your monthly sales to see the real cost, cheapest first.

Exact $/mo:

    The rest, ranked & compared

    2

    Payhip

    Sell courses, downloads and memberships free. Pay only a small fee per sale.

    Free plan Recurring
    From Free
    Score
    Txn fee 5%
    • Genuine free plan to start selling at no upfront cost
    • All features on every tier; only the fee differs
    • Free plan's 5% fee stacks on processor fees
    Creators selling downloads or simple coursesBeginners wanting to launch free
    3

    Lemon Squeezy

    Merchant-of-record checkout that handles global tax and VAT for digital products.

    Free plan
    From Free
    Score
    Txn fee 5% + 50¢ per sale
    • No tax compliance headache; MoR covers it
    • Zero monthly cost, pure pay-per-sale
    • 5% + extras adds up at higher volume
    SaaS and software sellers wanting tax handledCreators who want zero fixed cost
    4

    FastSpring

    Enterprise merchant of record for selling software and SaaS globally.

    Free plan
    From Free
    Score
    Txn fee ~5.9% + 95¢ per sale
    • No fixed monthly cost, pay per sale
    • Handles global tax compliance as MoR
    • Higher effective rate on subscriptions
    Software and SaaS companies selling worldwideSellers needing full tax compliance
    5

    Paddle

    All-in-one merchant of record for SaaS billing, tax and global payments.

    Free plan
    From Free
    Score
    Txn fee 5% + 50¢ per sale
    • Single bundled fee covers tax, fraud and processing
    • Built for SaaS and subscription businesses
    • Currency conversion spread raises effective rate
    SaaS companies selling globallySubscription products needing tax compliance
    6

    Stan Store

    Link-in-bio storefront for creators to sell digital products and bookings.

    From $25/mo
    Score
    Txn fee 0% platform fee
    • Made for social/link-in-bio selling
    • No platform cut on sales
    • Limited checkout customization
    Instagram/TikTok creators selling from a bio linkCoaches selling sessions and small products
    7

    Whop

    All-in-one platform to sell digital products, memberships, and gated communities

    Free plan
    From Free
    Score
    Txn fee 2.7% + $0.30 card processing
    • No monthly fee: free to start, pay per transaction
    • Strong for gated Discord/Telegram communities
    • Effective rate climbs once automation/FX/payout fees stack
    Creators selling gated Discord/Telegram communitiesDigital product sellers wanting zero upfront cost
    8

    Sellfy

    Launch a storefront for digital products, courses and subscriptions in minutes.

    Recurring
    From $22/mo
    Score
    Txn fee 0%
    • Zero platform transaction fees on all tiers
    • Simple, fast setup with a low learning curve
    • Annual sales caps per tier force upgrades as you scale
    Creators selling downloads and simple coursesPrint-on-demand and merch sellers
    9

    ThriveCart

    Checkout cart with upsells, bump offers and affiliate management, now sold as a monthly subscription that bundles ThriveCart Academy.

    From $47/mo
    Score
    Txn fee 0% platform fee
    • No fee taken on your sales
    • Powerful upsell and bump funnels
    • The old one-time licence is no longer the headline offer
    Creators wanting to own their cart outrightSellers optimizing for upsells and AOV
    10

    SamCart

    Conversion-focused checkout pages with 1-click upsells and zero platform fees.

    From $59/mo
    Score
    Txn fee 0% platform fee
    • No platform fee: keep your revenue minus processing
    • Strong upsell/bump tooling that lifts AOV
    • Pricier entry point than pay-per-sale carts
    Course and digital-product sellers optimizing conversionCreators who want upsells without a revenue cut
    11

    Podia

    Simple all-in-one for solo creators: courses, downloads, email, and community.

    Recurring
    From $42/mo
    Score
    Txn fee 5%
    • All-in-one at a low entry price
    • Clean, beginner-friendly experience
    • 5% transaction fee on the cheapest Mover plan
    Solo creators and teams of oneSelling digital downloads + courses
    12

    SendOwl

    Simple flat-rate checkout for digital downloads with no revenue cut.

    From $32.5/mo
    Score
    Txn fee 0%
    • No transaction fees on any plan
    • Cheap flat entry price
    • Order and bandwidth caps per tier
    Sellers of ebooks, files and license-key softwareCreators wanting predictable flat pricing
    13

    PayKickstart

    Subscription-and-affiliate checkout platform with no revenue share.

    From $99/mo
    Score
    Txn fee 0%
    • No revenue share on any plan
    • Strong subscription retention/dunning tools
    • Higher entry price than creator carts
    Subscription and SaaS-style digital sellersMarketers running affiliate-driven funnels
    14

    Gumroad

    Sell digital products and courses with no monthly fee. Pay per sale.

    Free plan
    From Free
    Score
    Txn fee 10% + $0.50 per direct sale
    • Zero upfront or monthly cost, pure pay-per-sale
    • Dead-simple setup, sell within minutes
    • 10% + $0.50 fee is high vs. flat-fee competitors
    Indie creators selling ebooks, templates, and lightweight coursesGetting started fast

    Head-to-head comparisons

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    Checkout & carts guides

    Frequently asked questions

    What's the difference between a flat-fee cart and a merchant of record?

    Flat-fee carts like SamCart, SendOwl and PayKickstart charge a fixed monthly price and take 0% of your sales; you handle your own sales tax. Merchant-of-record platforms like Lemon Squeezy, Paddle and FastSpring charge ~5-6% per sale but become the legal seller, remitting global VAT and sales tax on your behalf.

    Do these fees include Stripe or PayPal processing?

    No. The per-sale fees here are platform/MoR fees only. Standard payment processing (typically 2.9% + 30¢ via Stripe or PayPal) is charged separately, except on merchant-of-record platforms where processing is bundled into their single fee.

    Is ThriveCart really a one-time payment?

    Not by default any more. ThriveCart now leads with monthly plans (Standard at $47/mo, Pro+ at $87/mo, with a 30-day free trial and 0% fees on sales). A lifetime option is still offered, but without a published price, and the former $495 one-time license is no longer the headline offer.

    Which checkout platform is cheapest for high sales volume?

    Flat-rate carts win as you scale because their cost doesn't grow with revenue. At a few thousand sales a month, SamCart or ThriveCart's 0% platform fee beats Gumroad's 10% or Lemon Squeezy's 5% + 50¢, which keep climbing with every sale.

    When does a percentage-fee platform make more sense?

    When volume is low or unpredictable, or when you'd otherwise pay an accountant to handle international tax. Pay-per-sale tools like Lemon Squeezy and Gumroad cost nothing until you make a sale, and merchant-of-record platforms remove tax compliance entirely.